Physical Gold & Silver • Precious Metals IRAs
855-744-3068
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corporate@limitlessmetals.com
Learn how a self-directed IRA can hold qualifying physical gold, silver, platinum or palladium, how the account is funded and stored, and which costs and risks to review before making a decision.
A self-directed individual retirement account is an IRA held by a custodian that allows a broader range of investments than many conventional IRA providers offer. The account owner directs investment choices, subject to the custodian’s policies and applicable tax rules.
A precious metals IRA is a self-directed IRA used to hold qualifying physical metals. “Gold IRA” and “Silver IRA” are common names based on the metal being discussed; they are not separate tax categories created by the IRS.
Understanding who does what helps you compare providers and review the full transaction.
The IRA owner decides whether qualifying physical metals fit their objectives and authorizes account transactions.
The IRA custodian maintains the account, processes authorized transactions and provides required account and tax reporting. Limitless Metals currently works with CNB Custody for eligible transactions.
Limitless Metals helps customers review available products, obtain a purchase quote and complete the metals transaction through the IRA process.
Qualifying metals are delivered to an approved custodial storage arrangement. Storage options, availability and charges should be confirmed with the custodian before purchase.
The right route depends on where your retirement funds are held and the rules of your current plan.
Funds move from one IRA trustee or custodian to another without being paid to you. Ask the receiving custodian how to request a direct transfer.
Assets from an eligible retirement plan may be moved to an IRA if the plan and tax rules allow it. A direct rollover generally sends the funds to the receiving IRA rather than to you personally.
You may contribute to an IRA if you meet the applicable eligibility rules and annual limits. A purchase minimum is different from an IRS annual contribution limit.
Certain gold, silver, platinum and palladium coins and bullion can qualify, but not every product sold as “investment grade” is IRA eligible.
Explore eligible gold products, funding, storage and common questions.
Learn how qualifying physical silver may be purchased and held within a self-directed IRA.
Compare more than the spot price of a metal or a single advertised account fee.
See custodian and depository fees →Limitless Metals’ current IRA transaction minimum is $5,000. This is a company purchase minimum, not an IRS contribution limit.
A precious metals IRA is a self-directed IRA used to hold qualifying physical precious metals. The account remains subject to the rules applicable to its IRA type.
Do not assume personal possession qualifies. Federal rules impose trustee possession requirements for eligible bullion. Confirm custody and storage arrangements with the IRA custodian and a qualified tax professional.
Potentially, through a direct IRA transfer or an eligible retirement-plan rollover. Eligibility and procedures depend on the existing account or plan. Confirm them before initiating a distribution.
The account owner directs investment decisions. CNB Custody’s public materials state that it does not recommend a specific precious metals dealer. Review products, pricing and providers independently.
Our Company Information page summarizes CNB’s published fee schedule and storage charges. Confirm the current charges for your account and selected storage arrangement before completing a transaction.
These sources support the general account, rollover and precious-metals eligibility information on this page.
Get the free guide or speak with our team about eligible metals, the purchase process and questions to review with your custodian.