Whether you want physical gold and silver delivered directly or are exploring eligible metals through a self-directed IRA, start by understanding the products, full quote, paperwork, payment and delivery or storage steps.
The right process depends on whether you are buying directly or through a qualifying retirement account.
Select available products, review a written quote and purchase terms, complete payment, and arrange eligible delivery according to the transaction documents.
Establish and fund an eligible self-directed IRA, select qualifying metals, authorize the purchase through the custodian, and arrange approved custodial storage.
A direct purchase is separate from a retirement account. The exact timing, payment methods and delivery terms are confirmed with your order.
Discuss your preferred metal, products, approximate purchase amount and questions. Browse the product collection before requesting a quote.
Confirm the exact products, quantities, total price, applicable charges and any promotion terms before you agree to the purchase. Prices and availability can change with the market.
Review and complete the applicable purchase documents. Verify the recipient name and shipping address against your order confirmation.
Follow the payment instructions supplied with your transaction. Confirm payment details using an independently verified company contact if anything appears different from what you were told.
After payment and order requirements are satisfied, eligible products are prepared for delivery under the shipping terms in your transaction documents. Keep your order records.
If you later decide to sell, request a current buyback quote. The price offered will depend on the product and market conditions at that time; proceeds are not guaranteed.
The account owner, IRA custodian, metals dealer and depository have separate roles. Your custodian must accept the account and the specific metals before the purchase is completed.
Review the precious metals IRA overview, account rules, product eligibility, storage and all costs. Consult your tax or financial professional about your circumstances.
Work with an IRA custodian that permits eligible physical metals. Funding may involve a new contribution, direct IRA transfer or eligible retirement-plan rollover. Confirm the proper method before moving funds.
Review product availability, eligibility, quantities and a written dealer quote. A coin or bar being made of gold or silver alone does not establish IRA eligibility.
Once funds are available and terms are agreed, the account owner completes the custodian’s required investment authorization. CNB Custody states that an itemized dealer invoice accompanies its authorization.
The metals are delivered to the storage arrangement accepted by the custodian. Confirm the selected depository, storage type and annual fees before purchase.
Keep your trade confirmation, invoice and custodian statements. Ask the custodian how a future sale or distribution would be processed and what charges would apply.
Ask for the product name, metal content, quantity, total price, applicable dealer premium and any other transaction charges. Compare the quote with the spot value of the actual metal weight.
Ask how a buyback price would be determined if you sold later. The difference between a dealer’s selling and buying prices is an important cost to understand.
For an IRA, review setup, holding, transaction, storage, shipping and closing charges in the current custodian and depository documents.
Precious metals can rise or fall in value. Product availability, settlement and delivery times depend on the transaction, provider requirements and market conditions.
No. Eligible direct purchases and purchases through a self-directed IRA are different paths. The IRA path involves separate account, eligibility and custodial storage requirements.
Review the exact products, quantities, total quoted price and applicable terms before confirming a purchase. A quote may change until the transaction price is agreed under the applicable terms.
IRA-owned eligible bullion must satisfy applicable trustee possession requirements. Personal delivery may constitute a distribution and have tax consequences. Ask the custodian and a qualified tax professional before requesting any distribution.
See the Custodian & Depository Fees section and confirm current charges in the applicable account documents.
Contact the dealer for a current quote. For IRA-owned metals, coordinate the transaction with the IRA custodian. The resale price and timing will depend on the product, market and applicable procedures.
These references support the general IRA transaction and metals-pricing explanations on this page.
Browse products, request the complimentary guide, or contact our team to discuss the purchase process and obtain a current quote.