Physical Gold & Silver • Precious Metals IRAs 855-744-3068  |  corporate@limitlessmetals.com
A Clear Purchase Process

How It Works at Limitless Metals.

Whether you want physical gold and silver delivered directly or are exploring eligible metals through a self-directed IRA, start by understanding the products, full quote, paperwork, payment and delivery or storage steps.

Choose a Path

Two ways to purchase physical metals.

The right process depends on whether you are buying directly or through a qualifying retirement account.

Buy for direct delivery

Select available products, review a written quote and purchase terms, complete payment, and arrange eligible delivery according to the transaction documents.

Buy through a precious metals IRA

Establish and fund an eligible self-directed IRA, select qualifying metals, authorize the purchase through the custodian, and arrange approved custodial storage.

Limitless Metals’ current minimums are $3,000 for a direct purchase and $5,000 for an eligible precious metals IRA transaction. These are company purchase minimums, not IRS contribution limits.
Path One

Buying metals for direct delivery.

A direct purchase is separate from a retirement account. The exact timing, payment methods and delivery terms are confirmed with your order.

01

Tell us what you are looking for

Discuss your preferred metal, products, approximate purchase amount and questions. Browse the product collection before requesting a quote.

02

Review your quote

Confirm the exact products, quantities, total price, applicable charges and any promotion terms before you agree to the purchase. Prices and availability can change with the market.

03

Confirm the order

Review and complete the applicable purchase documents. Verify the recipient name and shipping address against your order confirmation.

04

Complete payment

Follow the payment instructions supplied with your transaction. Confirm payment details using an independently verified company contact if anything appears different from what you were told.

05

Receive your metals

After payment and order requirements are satisfied, eligible products are prepared for delivery under the shipping terms in your transaction documents. Keep your order records.

06

Ask about a future sale

If you later decide to sell, request a current buyback quote. The price offered will depend on the product and market conditions at that time; proceeds are not guaranteed.

Path Two

Purchasing through a precious metals IRA.

The account owner, IRA custodian, metals dealer and depository have separate roles. Your custodian must accept the account and the specific metals before the purchase is completed.

01

Understand the account

Review the precious metals IRA overview, account rules, product eligibility, storage and all costs. Consult your tax or financial professional about your circumstances.

02

Open and fund an IRA

Work with an IRA custodian that permits eligible physical metals. Funding may involve a new contribution, direct IRA transfer or eligible retirement-plan rollover. Confirm the proper method before moving funds.

03

Select qualifying metals

Review product availability, eligibility, quantities and a written dealer quote. A coin or bar being made of gold or silver alone does not establish IRA eligibility.

04

Authorize the transaction

Once funds are available and terms are agreed, the account owner completes the custodian’s required investment authorization. CNB Custody states that an itemized dealer invoice accompanies its authorization.

05

Arrange custodial storage

The metals are delivered to the storage arrangement accepted by the custodian. Confirm the selected depository, storage type and annual fees before purchase.

06

Review account records

Keep your trade confirmation, invoice and custodian statements. Ask the custodian how a future sale or distribution would be processed and what charges would apply.

Limitless Metals is the metals dealer, not the IRA custodian or depository. See our custodian and depository fee information and verify current amounts in the applicable third-party agreements.
Know the Numbers

What should you check before placing an order?

The full purchase price

Ask for the product name, metal content, quantity, total price, applicable dealer premium and any other transaction charges. Compare the quote with the spot value of the actual metal weight.

Future resale terms

Ask how a buyback price would be determined if you sold later. The difference between a dealer’s selling and buying prices is an important cost to understand.

Custody and storage costs

For an IRA, review setup, holding, transaction, storage, shipping and closing charges in the current custodian and depository documents.

Risks and timing

Precious metals can rise or fall in value. Product availability, settlement and delivery times depend on the transaction, provider requirements and market conditions.

Questions Before You Start

Frequently asked questions.

Do I have to open an IRA to buy gold or silver?

No. Eligible direct purchases and purchases through a self-directed IRA are different paths. The IRA path involves separate account, eligibility and custodial storage requirements.

Will I know the price before I commit?

Review the exact products, quantities, total quoted price and applicable terms before confirming a purchase. A quote may change until the transaction price is agreed under the applicable terms.

Can IRA-owned metals be shipped to my home?

IRA-owned eligible bullion must satisfy applicable trustee possession requirements. Personal delivery may constitute a distribution and have tax consequences. Ask the custodian and a qualified tax professional before requesting any distribution.

Where do I see the IRA fees?

See the Custodian & Depository Fees section and confirm current charges in the applicable account documents.

What if I want to sell later?

Contact the dealer for a current quote. For IRA-owned metals, coordinate the transaction with the IRA custodian. The resale price and timing will depend on the product, market and applicable procedures.

Your Next Step

Get the details before you decide.

Browse products, request the complimentary guide, or contact our team to discuss the purchase process and obtain a current quote.

Educational information only. Limitless Metals does not provide individualized investment, legal or tax advice. Precious metals involve risk and may appreciate, depreciate or remain unchanged. Review transaction documents and consult qualified professionals before making financial decisions.